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Timothy Crisp


555 17th Street, Suite 3200, Denver, CO 80202
222 South Main Street, Suite 2200, Salt Lake City, UT 84101
110 North Guadalupe, Suite 1, Santa Fe, NM 87501

Tim brings sophisticated commercial finance expertise to advise a broad spectrum of lenders and borrowers. 

Specialized Commercial Lending: Tim counsels banks, finance companies, servicers, private equity sponsors, and company borrowers to structure, document, close, and secure commercial, asset-based, agricultural and real estate loans, equipment leases, factoring arrangements, and other financial accommodations. He also represents card issuers and companies to negotiate corporate credit card programs. 

Federal and State Regulatory Compliance: Tim assists clients to navigate the labyrinth of federal and state regulatory requirements to create and maintain compliant lending practices. He advises banks, consumer finance companies, lessors, servicers, fintech companies, money transmitters, debt collection agencies, merchants, and other businesses. 

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Federal and State Regulatory Compliance:
  • Licensure and registration requirements
  • Changes of control
  • Prepare and modify compliant advertisements and solicitations
  • Consumer-facing disclosures and documents
  • Electronic contracting
  • Compliance policies
Regulation of Consumer Financial Services and Payment Systems
  • Truth in Lending Act
  • Federal Trade Commission Act
  • Electronic Funds Transfer Act
  • Consumer Leasing Act
  • Dodd-Frank Consumer Protection Act of 2010 (including UDAAP)
  • Fair Credit Reporting Act
  • Fair Debt Collection Practices Act
  • Servicemembers Civil Relief Act
  • Military Lending Act
  • Equal Credit Opportunity Act
  • Gramm-Leach-Bliley Act
  • VISA and MasterCard network operating regulations
  • NACHA and other payment systems operating rules
  • Usury laws
  • Home solicitation laws
  • Money transmission services laws
  • Gift cards and prepaid card laws
Transactional Representation of Lenders
  • Senior, mezzanine, and subordinated credit facilities
  • Local counsel legal opinions for financing and note issuance
  • Equipment leases
  • Factoring and asset-based lending
Loan Workouts and Restructuring
  • Loan Restructuring
  • Collateral Liquidation
  • Article 9 sales of distressed assets



Speaking Engagements


Bar Admissions

Court Admissions


  • Chambers USA: America's Leading Lawyers for Business, Banking and Finance, 2016-2019; Corporate/Commercial, 2020
  • The Best Lawyers in America® Lawyer of the Year, Corporate Law – Santa Fe, 2020, 2023
  • The Best Lawyers in America® Lawyer of the Year, Litigation – Banking and Finance – Madison, 2018
  • The Best Lawyers in America® Lawyer of the Year, Banking and Finance Law - Madison, 2013; Santa Fe, 2021
  • The Best Lawyers in America® Corporate Law, 2012-2023; Banking and Finance Law, Commercial Litigation, Equipment Finance Law, 2013-2023; Litigation – Banking and Finance, 2017-2023
  • Wisconsin Super Lawyers®, 2007-2008
  • "Transaction of the Year" 2007, Turnaround Management Association, Lead Attorney
  • "Large Transaction of the Year Award" 2007, Turnaround Management Association Chicago/Midwest Chapter, Lead Attorney
  • "Out-of-Court Restructuring of the Year Award" 2008 , The M&A Advisor, Lead Attorney
  • "Non-Chapter 11 Deal of the Year Award" 2007, The M&A Advisor, Lead Attorney
  • "Community Impact Deal of the Year Award" 2007, The M&A Advisor, Lead Attorney
  • Martindale-Hubbell®, AV Rating

Memberships and Affiliations

  • Atalaya Search and Rescue, Member
  • Santa Fe Business Incubator, Advisory Board Member
  • Special Investigative Panel, Wisconsin Supreme Court Office of Lawyer Regulation, 2015-2019
  • Forward Theater Company, Board of Directors, 2016-2019
  • Junior Achievement of Wisconsin, Dane/Rock Counties Chapter, Board of Directors, 2014-2017
  • American Players Theatre, Board of Directors, 2005-2011
  • Dane County Foreclosure Mediation Project, Volunteer mediator, 2011-2015
  • State Bar of Wisconsin, Committee on Standard Forms of Legal Opinions, 1999-2001

Professional and Civic Affiliations

  • American Bar Association, Member
  • Utah State Bar, Member
  • State Bar of New Mexico, Member
  • State Bar of Wisconsin, Member
  • Oregon State Bar, Member
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