Our consumer finance lawyers represent a wide spectrum of clients providing consumer financial products and services.

These clients include banks, consumer finance companies, leasing companies, mortgage lenders, private student lenders, sales finance companies, credit and charge card issuers, loan servicers, rent-to-own companies, and collection agencies. 

Our attorneys have assisted clients in a wide variety of matters, including:

Regulatory Compliance

  • Licensing
  • Control and other material changes
  • Creation and revision of policies and procedures
  • Supervisory examinations and responding to civil investigative demands
  • Compliance with data breach and privacy laws
  • 50-state regulatory analyses on a variety of issues, including licensure, registration and notification requirements, usury laws, and laws governing state debt collection practices
  • Monitoring and notification of significant federal and state legal and regulatory developments


Product and Service Offerings

  • Preparing compliant transaction documents, notices, and disclosures, covering the federal Truth in Lending Act, the Higher Education Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Gramm-Leach-Bliley Act and Financial Privacy Rule, as well as state laws and regulations
  • Negotiating and documenting servicing and funding agreements


Class Action Defense

  • Successful defense of actions brought on behalf of consumer classes alleging violation of the Truth in Lending Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act, laws prohibiting unfair or deceptive acts or practices, and a variety of other federal and state laws
DISCLAIMER

Unless you are a current client of Holland & Hart LLP, please do not send any confidential information by email. If you are not a current client and send an email to an individual at Holland & Hart LLP, you acknowledge that we have no obligation to maintain the confidentiality of any information you submit to us, unless we have already agreed to represent you or we later agree to do so. Thus, we may represent a party adverse to you, even if the information you submit to us could be used against you in a matter, and even if you submitted it in a good faith effort to retain us.