Policyholder Insurance Coverage

Areas of Focus

Holland & Hart excels in helping policyholders manage risk, challenge coverage denials, and maximize their insurance recoveries.

Our team helps clients identify, analyze, and determine how best to manage insurance coverage risk. This requires industry knowledge, insurance insight, and legal finesse. It demands understanding risk transfer strategies, sourcing the right insurance coverage, and making sure policies are accurate and comply with indemnity and insurance requirements. We can do it all.

With a certified risk manager and lawyers who worked for decades in the insurance industry, we capitalize on a nuanced understanding of insurance coverage and claims denial litigation, effectively advocating for clients and efficiently managing cases. Through extensive agent and broker contacts nationwide, we help clients find insurance coverage for their precise needs, based on their unique risk profiles.

Responsive, efficient, and effective, we assess the facts, legal theories, and potential coverage arguments. We strive for early, out-of-court resolution whenever possible, but are well prepared to litigate to recover on denied insurance claims. From routine insurance matters to the latest industry trends, clients rely on us for guidance every day.

Policyholder Insurance Coverage Client Results

Negotiated Coverage for Cyber-Related Defense Costs – A retail grocer defended, and succeeded in dismissing, a class action lawsuit claiming significant damages arising from an alleged data breach. Our client sought coverage for the litigation defense costs under the general liability policy. After the insurance company refused coverage, our client brought suit in Colorado District Court claiming the policy covered property damage including loss of use of property that had not been physically injured. The lead plaintiff had alleged that his credit card had been cancelled. The case was settled on terms favorable to our client.
Coverage Action Dismissed on Summary Judgment – Succeeded in dismissing on summary judgment a $3.2M coverage action against an insurance brokerage company by a trucking company claiming the broker failed to procure $8M in excess coverage over its entire trucking fleet. In response to the brokers denial of excess insurance coverage because the truck involved in an accident was not covered under the policy, the insured brought an action claiming negligence, breach of contract, fraud, concealment, misrepresentation, and punitive damages.