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Joe Ramirez
Joe A. Ramirez
Associate
jramirez@hollandhart.com
Denver Tech Center Office
6380 South Fiddlers Green Circle
Suite 500
Greenwood Village, CO 80111
Phone: 303-290-1605
Fax: 303-290-1606

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PRACTICE AREAS

Insurance Coverage and Risk Management
Torts and Insurance
Business Litigation

EXPERIENCE

Mr. Ramirez joined Holland & Hart's Litigation Department in 2003. His practice focuses on business litigation with an emphasis on insurance coverage. His extensive experience in this area includes 15 years of supervising litigation for a $5 billion national property and casualty company prior to law school. As a litigation supervisor, he was responsible for overseeing complex coverage disputes involving construction, environmental, and product liability cases.

Mr. Ramirez has represented policyholders in a variety of insurance cases. These cases include commercial general liability, commercial property, directors and officers, errors and omissions, life, health, fidelity and surety bonds, and excess/umbrella insurance. In addition, Mr. Ramirez has consulted business professionals on risk management issues, including maximizing the possibility of insurance coverage by examining existing exposures.

Mr. Ramirez was named "The Outstanding New Hispanic Lawyer of 2005" by the Colorado Hispanic Bar Association and served as the organization's President in 2008. Also in 2008, Mr. Ramirez was recognized as one of Colorado's "Up-And-Coming Lawyers" by Law Week Colorado. He was selected as one of 24 lawyers nationwide to the inaugural American Bar Association's TIPS Leadership Academy in 2007.

RECENT CASES

West Coast Life Ins. Co., v. Hoar, 558 F.3d 1151, (10th Cir. 2009), prevailed on a motion for summary judgment rescinding a $3 million life insurance policy for misrepresentations in an application.

Westcor v. Travelers, 2006 WL 1752338 (D.Colo), prevailed on motion for partial summary judgment preventing Travelers from removing a $200 million earth movement extension of coverage at renewal.

PROFESSIONAL ACTIVITIES

Past-President, Colorado Hispanic Bar Association

Membership Vice-Chair, American Bar Association, Tort Trial and Insurance Practice Section, Insurance Coverage Litigation Committee, 2005-2010

ABA TIPS Task Force on Disaster Insurance Coverage 2007-2008

Member, Risk and Insurance Management Society 2009-2010

Member, Colorado Bar Association

Member, Denver Bar Association

SPEAKING ENGAGEMENTS

"Ins and Outs of Business Interruption" Panel Moderator at Insurance Coverage Litigation Section Mid-Year meeting, 2010.

"Wrap It Up, I'll Take It? Advantages and Risks of OCIP Policies" Speaker at Insurance Coverage Litigation Section Mid-Year meeting, 2010.

"The Fairness and Efficiency of the Appraisal and Arbitration Clauses" Panel Speaker at ABA Annual Meeting, August 2009.

"Garnishment Action From the Judgment Creditor's Perspective," Speaker at Insurance Coverage Litigation Section Mid-Year Meeting, 2009.

"Reimbursement of Defense Costs--The Policyholder's Perspective," Panel Speaker at Insurance Coverage Litigation Section Mid-Year Meeting, 2008.

"Interim Settlement Funding Agreements," Tool-box Speaker at Insurance Coverage Litigation Section Mid-Year Meeting, 2007.

"Proving Lost Policies," Tool-box Speaker at Insurance Coverage Litigation Section Mid-Year Meeting, 2006.

PUBLICATIONS

"New Developments In Colorado Insurance Laws," ColoradoBiz Magazine, August 2008.

"Colorado Adopts the Notice-Prejudice Rule" ON Site, Associated General Contractors of Colorado, March 2005.

EDUCATION

University of Denver J.D. 2003
- Order of St. Ives
- Scholastic Excellence Award in Advanced Trial Practice and Insurance Law

University of California at Los Angeles B.A. 1988
- Political Science


OTHER LANGUAGES

Spanish